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News Archive: 2008
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Business Credit
If you're a small business owner and plan to grow your business in the future, you need a source of funds. And that's where small business credit cards come as a smart solution. These plastic money deals have won the hearts of business owners as a reliable source of financing the company. But many valuable features of these deals still remain overlooked. Read more and learn how to make the most of those "extras" that come on your business credit deals!
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Zero APR Cards
It would be great to enjoy all the benefits of credit cards without bothering your head about interest charges. But you can hardly find a lender who can grant you credit absolutely for free. Those customers who carry their balances from month to month can end up in paying more for their purchases. That's why low-rate plastic money deals are so popular.
If you want to pay no interest at all, consider 0% APR deals! They offer zero interest rates on purchases, balance transfers or both for a specified period of time. Read more about these applications and how you can make the most of them!
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Minimum Monthly Payment
According to statistics, a vast majority of cardholders happen to be revolvers, i.e. users who carry their balances from month to month. No wonder why heavy credit debts become a great problem for millions of people nationwide.
Paying only the minimum is definitely much easier at first glance rather than pay off the entire balance each month. But the point is your monthly payments cover mostly interest and a small portion of your balance. Have you ever wondered, how much time can it take to pay off a balance on your card? Let's try to find the answer to this question!
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Credit Report Errors
If you want to get best rates on loans, you need to have good payment records. That's the reason why experts recommend checking your credit report and your score before applying for a loan, or a new credit card. Why is that so important?
The statistics says, over 70% of credit reports have some mistakes. They may vary from innocent misspelling to serious errors. The thing is, even minor inaccuracies may result in higher interest rates on your loans, they also affect your ability to qualify for the best plastic money deals. Read more to learn how to clear mistakes from your credit profile.
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