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USAA Secured Platinum American Express® Card

USAA Federal Savings Bank
USAA Secured Platinum American Express® Card

It´s a real credit card - not a prepaid or debit card, that helps you build or improve your credit score.
When you apply - you´ll also be opening a USAA 2-year Certificate of Deposit (CD), an interest-earning deposit account that has a two-year term and a $250-minimum initial deposit.
Your CD is a security deposit - the money you put in upfront, from $250 to $5,000, is the card´s credit limit.
Earn interest on your CD - your deposit is guaranteed to grow. Plus the money is yours to keep as long as you don´t default on your payments.
Start building your credit - opening a CD lets you get a credit card even if you don´t have a credit history or have bad credit.
Before starting your application, USAA will ask you a few questions to establish your online access and eligibility with USAA.
If you are not eligible, USAA credit cards and other products may still be available.
Our choice
APR %Activation FeeAnnual Fee Grace Period
9.9%See website$3525 days

Best Secured Credit Cards Online

People who have never had credit or need to rebuild a credit history may not qualify for a regular plastic. So, if your FICO score is far from perfect, and you have bad payment history or no history at all, consider secured credit cards online application. In these difficult situations, a secured card might be the only way to repair your credit.

 
Bank name
Credit card name
APR % Activation Fee Annual Fee Grace Period Description Apply
Details
Credit-Land.com
Best Credit Cards from
Credit-Land.com
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Bad Credit History? Apply for a Credit Card Today.

Automatic Reporting to the 3 Major Credit Bureaus.

Credit Line Increases, No Added Deposit.


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USAA Secured Platinum MasterCard®
USAA Federal Savings Bank
USAA Secured Platinum MasterCard®
9.9%See website$3525 days

It´s a real credit card - not a prepaid or debit card, that helps you build or improve your credit score.

When you apply - you´ll also be opening a USAA 2-year Certificate of Deposit (CD), an interest-earning deposit account that has a two-year term and a $250-minimum initial deposit.

Your CD is a security deposit - the money you put in upfront, from $250 to $5,000, is the card´s credit limit.

Earn interest on your CD - your deposit is guaranteed to grow. Plus the money is yours to keep as long as you don´t default on your payments.

Start building your credit - opening a CD lets you get a credit card even if you don´t have a credit history or have bad credit.


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The First Progress Platinum Elite MasterCard® Secured Credit Card
Synovus Bank
The First Progress Platinum Elite MasterCard® Secured Credit Card
19.99% (Variable)$0$2925 days

Receive Your Card More Quickly with New Expedited Processing Option.

No Credit History or Minimum Credit Score Required for Approval.

Quick and Complete Online Application.

Full-Feature Platinum MasterCard® Secured Credit Card.

Good for Car Rental, Hotels; Anywhere Credit Cards are Accepted!

Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History.

Credit Line Secured by Your Fully-Refundable Deposit of $300 -- $2,000 Submitted with Application.

Just Pay Off Your Balance and Receive Your Deposit Back at Any Time.

24/7 Online Access to Your Account.

Nationwide Program though not yet available in NY, IA, AR, or WI.

* See Card Terms.


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OpenSky® Secured Visa® Credit Card
Capital Bank
OpenSky® Secured Visa® Credit Card
17.50% (V)See terms$2925 days

Build Your Credit with our monthly reporting to all 3 credit bureaus.

Control Your Finances, start with a security deposit and credit line as low as $200.

Apply in less than 5 minutes, NO credit check necessary.

Avoid paying interest, no interest charged on new purchases if the balance is paid in full by the due date each month.

Extra Credit When You Need It, increase your credit line up to $5000.83

Easy funding options, with 4 ways to fund and NO checking account needed.


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Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable
83 Subject to approval.

Free Credit Score
 

Practical Guidelines

Applying Online for Secured Cards

Secured credit cards are created especially for people who may not be approved for regular plastics, due to the fact that they have no or poor payment history. These deals require collateral for approval, so you must make a security deposit to secure the card. As for the rest, such cards look and act the same as any plastic and provide you with the same features and flexibility. Are you looking to build or rebuild your credit history? Choose the best way to get the credit you deserve. Apply for a secured plastic!

There are two main types of plastics: secured and unsecured. Unsecured deals are usually available for those who have excellent, good, or fair credit. Secured cards are among the greatest tools for improving score and repairing credit.

To get a secured card, you will need to open a saving account in your name and deposit an amount of money to serve as security for the plastic. Usually that amount is from $200 to $500, but it can be much more as well. Each company has its own rules and requirements. The credit line on the card is generally equal to the amount of the deposit. If you default on payments, the issuer will apply the deposit toward the outstanding balance.

Take Advantage of Secured Credit Offers

It is not easy to find the best plastic among hundreds of secured offers. Choosing the card, always remember the aim of your applying.

Keep in mind, secured credit deals are very beneficial for you. All that you should do is to analyze your financial condition carefully, before you invest in such a card. They give you a very nice advantage: the bank pays you the interest on the money you keep on the card's account. The interest varies from 1 to 4 per cent, depending on the plastic and the amount of money you deposit.

To take advantage of all the benefits, read the information below. Here are some steps for getting the best secured plastic:

Firstly, you chose the card with the best terms and conditions. Look for a plastic that doesn't charge an application fee. However, if you have chosen a company that requires an application fee, make sure that you will be able to get your money back if that bank doesn't approve your application.

Every secured card charges an annual fee. Read the fine print not to be one of those who found their limit consumed with fees before they ever used the plastic.

Choose the card that will match your financial situation. Make sure that you are responsible for the credit line and making monthly payments.

Don't Waste Your Time. Apply Today!

Have you found the best card for yourself? Well, now you should take the follow steps:

Open a saving account. Decide what is better for you - whether to deposit the whole sum of money previously or to pay it every month by installments.

Fill in the card application. You may apply for a secured plastic at ApplyForBestCredit.com.

Check that the bank reports to the major credit bureaus monthly. It is the main feature for you, as the aim of secured credit deals is to help you to establish or rebuild your payment history.

Even if you have been turned down before, you have a chance to repair your credit today. Enjoy the benefits and security of using a Visa or MasterCard for car rentals, shopping, airline tickets, cash advances, emergencies, and so much more. Use your secured card to pay in situations where cash or checks aren't accepted, such as making reservations, renting a car, or buying airline tickets over the phone.

Don't neglect checking your credit report annually. This is necessary to see how your payment history is improving.

Apply for a secured card at ApplyForBestCredit.com and you will meet strongest support. All your questions will be answered by our immediate care. So don't waste your time and apply for the best secured plastic right now!

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