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Capital One®
Standard Platinum for Young Adults

Card for people with Average / Limited History Credit.
0% Intro APR on Purchases until December 2008.
Variable APR, currently 19.8%.
No Annual Fee.

	Intro APR PURCH.	Intro Period PURCH.	APR %	Annual Fee
	0%	Until December 2008	19.8%	$0

Limited Credit Student Cards

Since you are here, you are most likely to be a student. And you are, probably, about to make your first credit card deal. Then you made the right choice having logged on this page. We provide student credit cards for limited credit. This card gives you a great chance to start establishing your credit history if you have none and get the first independent credit card use experience.



Bank name Credit card name	Intro APR PURCH.	Intro Period PURCH.	APR %	Annual Fee	Description	Apply Details





Capital One® No Hassle Cash^SM Rewards for Young Adults	0%	Until December 2008	16.9%	$29	Card for people with Average / Limited History Credit. 0% Intro APR on Purchases until December 2008. Variable APR, currently 16.9%. 25% Annual Bonus on the cash you earn during the year. 1% cash back on purchases you make from day one. No limit on cash back and rewards won′t expire for the life of your account.	see details



First PREMIER Bank Centennial Gold MasterCard®/Visa	n/a	n/a	9.9%⁹	$48	Bad Credit? No Problem! Low APR on Purchases. $50 Credit Limit Increase by Making your first 2 Minimum Payments! All Applications Accepted! Gold Card Prestige. Reports monthly to 4 Major Credit Bureaus. No checking account required. Instant Decision! 24-hour account access by phone. Apply for a Credit Card Today!	see details



First PREMIER Bank Gold MasterCard®/Visa	n/a	n/a	9.9%¹¹	$48	Low 9.9% APR! Instant Decision! Gold Card Prestige. Bad Credit? No Problem! Reports monthly to 4 Major Credit Bureaus. No checking account required. Apply for a Credit Card Today!	see details



	Purch.--Purchases, Bal.Tr.--Balance Transfers, n/a--Not Applicable ⁹ Click here to see credit card Terms and Conditions for actual Rate and Term Length information. ¹¹ Click here to see credit card Terms and Conditions for actual Rate and Term Length information.

Practical Guidelines

Applying for Student Cards for Bad or No Credit

Here you can see several student credit card offers for limited credit. All of them are really beneficial. First of all, these cards are unsecured credit cards. Do you know what difference it makes for you? This means that you do not have to save some significant amount of money beforehand and then make a deposit to activate your credit card account.

Cards of this type were designed especially for students. For this very reason student cards come with rewards programs matching young people's needs, interests and lifestyle. Mostly such cards give you an opportunity to collect reward points that you can redeem for CDs, DVDs, electronics, brand-name merchandise and much more.

No denying that getting higher education is vitally important these days. If you think that all that is written below is a moralizing lecture of the kind you are mistaken. Moreover, you risk missing some very important and interesting information that will be of practical use for you.

So, going to college is many young people's choice. A wish or even a dream, to be more exact. Children's education, as a rule, totally depends on their parents' financial standing. Are you ready to change the situation? You hold all the aces! All you need to do is just to apply for a student credit card with limited credit.

N.B. It will barely help you to pay the tuition fee, due to the fact that your credit line will not be an extended one.

But that is, obviously, the only shortcoming of this card. If this can be called a shortcoming. Try walking in credit card issuers' shoes. Imagine you issue credit to a young inexperienced person with no credit history and no steady revenue source.

A limited credit line is the only right and reasonable decision here. But let's count student cards' virtues now. Hold tight! Ready, steady, go!

Why You Need a Student Card

First of all, no credit credit cards for students provide you with your own, so to say, pocket money. You will not have to take additional money from your parents.

Just imagine you can pay for your entertainments, clothes, books, going to parties, movies and so on. Isn't it one of the signs that you are an adult and independent person?

Besides, this will be a sufficient financial help to your family budget. You spare your parents extra expenses on your personal needs.

Then, it will be a good school for you at the point of money management. You get a student card for bad credit and start your credit history. The necessity to make monthly payments on a regular basis strictly on time will teach you some financial discipline. And your parents or other more experienced in financial matters friends are always there to help you and give you a piece of advice.

Limited Credit Student Cards' Benefits

And just think of all those numerous perks and opportunities such cards give you. For instance, with Citi mtvU Platinum Select Visa Card for College Students you will have no annual fee, 0% intro APR and no balance transfer fee. Nice, huh? Can you hear the cash you have saved on all those fees rustling in your pocket?

Moreover this card gives you a 10% discount at mtvshop.mtv.com and at the MTV Store in New York. You can get clothes and accessories with imprints of your favorite celebs and MTV marking. More to it, you can redeem the points earned for tickets to MTV VMA! Can you believe that? Yes, that is possible. How would you feel standing next to JLo, Justin, 50 Cent or Linkin Park?

And More Benefits

And that's not it. As extra options, you get internet account-related services, which is really convenient. A student these days just cannot live a day without at least one internet connection.

Have you happened to lose your wallet? Bet you did. If it happens to you again, lost wallet service provided with this card will be very useful. And lots of other services and benefits you will really appreciate will be available to you if you decide to apply for Citi mtvU Platinum Select Visa.

All you should do is choose one of our limited credit student cards to apply online, carefully read all terms and conditions and send your application. Do not be scared to miss your perfect card and make the wrong choice. All of the student cards are highly beneficial.