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Bank of America
Choice Privileges® Visa® Card

Low APR on Purchases 1.99% Intro APR for 6 billing cycles on Purchases
Low APR on Balance Transfer 1.99% Intro APR for 6 billing cycles on Balance Transfers
Bonus Points on the First Purchase 8,000 bonus points after your first use
Earn Point Rewards 15 points per $1 spent at over 3,400 Choice Privileges hotels
Earn Point Rewards 5 points per $1 spent when purchasing additional Choice Privileges points and Choice Hotels gift cards
Earn Point Rewards 2 points per $1 spent on everyday purchases
Without  Annual Fee No Annual Fee
Credit card RATES
Purchases:

Introductory APR:

1.99%

Introductory Period:

6
billing cycles

Ongoing APR:

19.24%

Default APR:

29.99%

Minimum Grace Period:

20 days

Minimum Finance
Charge:

see terms

Balance Transfers:

Introductory APR:

1.99%

Introductory Period:

6
billing cycles

Ongoing APR:

19.24%

Default APR:

29.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

see terms

Cash Advances:

Introductory APR:

1.99%

Introductory Period:

6
billing cycles

Ongoing APR:

21.24%

Default APR:

29.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

see terms

Credit card TRANSACTION FEES
Balance Transfer Fees:

Minimum:

n/a

Fee Rate:

n/a

Maximum:

n/a

Cash Advance Fees:

Minimum:

$10

Fee Rate:

3%

Maximum:

n/a

Foreign Exchange Fees:

Minimum:

n/a

Fee Rate:

3%

Maximum:

n/a

Credit card OTHER FEES
Initial Fees:

Setup Fee:

$0

Maintenance Fees:

Annual Fee:

$0

Penalty Fees:

Late Payment Fee:

$15

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