Apply for Credit Card Citi® AT&T Universal Savings & Rewards Card

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Citibank
Citi® AT&T Universal Savings & Rewards Card

		0% APR on Balance Transfers for up to 12 months
		1 ThankYouSM Point for every $1 you spend
		No Annual Fee
		Free Rewards Program
		No Setup Fee
		Up to 10% savings for the first 12 months on AT&T purchases
	$exclusively for good\excellent credit$	Card for people with Good Credit

Credit card RATES

Purchases:

Introductory APR:	n/a
Introductory Period:	n/a
Ongoing APR:	as low as 9.99%
Default APR:	28.99%
Minimum Grace Period:	20 days
Minimum Finance Charge:	$0.50

Balance Transfers:

Introductory APR:	0%
Introductory Period:	Up to 12 months
Ongoing APR:	as low as 9.99%
Default APR:	28.99%
Minimum Grace Period:	n/a
Minimum Finance Charge:	$0.50

Cash Advances:

Introductory APR:	n/a
Introductory Period:	n/a
Ongoing APR:	19.99%
Default APR:	28.99%
Minimum Grace Period:	n/a
Minimum Finance Charge:	$0.50

Credit card TRANSACTION FEES

Balance Transfer Fees:

Minimum:	$5
Fee Rate:	3%
Maximum:	n/a

Cash Advance Fees:

Minimum:	$5
Fee Rate:	3%
Maximum:	n/a

Foreign Exchange Fees:

Minimum:	n/a
Fee Rate:	3%
Maximum:	n/a

Credit card OTHER FEES

Initial Fees:

Setup Fee:

Maintenance Fees:

Annual Fee:

Penalty Fees:

Late Payment Fee:

$15⁴⁵

⁴⁵ $15 on balances up to $100; $29 on balances of $100 up to $250; and $39 on balances of $250 and over.