Apply for Credit Card Citi CashReturnsSM Card

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Citibank
Citi CashReturns^SM Card

		0% APR on Balance Transfers for up to 12 months
		Earn up to 6% Cash Back on purchases
		Earn a full 1% Cash Back on every purchase
		5% additional Cash Back at 400 leading retailers
		Earn a 20% bonus on the cash back earned on all purchases for the first 12 months
		No Annual Fee
		Free Rewards Program

Credit card RATES

Purchases:

Introductory APR:	n/a
Introductory Period:	n/a
Ongoing APR:	as low as 9.74%
Default APR:	28.99%
Minimum Grace Period:	20 days
Minimum Finance Charge:	$0.50

Balance Transfers:

Introductory APR:	0%
Introductory Period:	Up to 12 months
Ongoing APR:	as low as 9.74%
Default APR:	28.99%
Minimum Grace Period:	n/a
Minimum Finance Charge:	$0.50

Cash Advances:

Introductory APR:	n/a
Introductory Period:	n/a
Ongoing APR:	19.99%
Default APR:	28.99%
Minimum Grace Period:	n/a
Minimum Finance Charge:	$0.50

Credit card TRANSACTION FEES

Balance Transfer Fees:

Minimum:	$5
Fee Rate:	3%
Maximum:	n/a

Cash Advance Fees:

Minimum:	$5
Fee Rate:	3%
Maximum:	n/a

Foreign Exchange Fees:

Minimum:	n/a
Fee Rate:	3%
Maximum:	n/a

Credit card OTHER FEES

Initial Fees:

Setup Fee:

Maintenance Fees:

Annual Fee:

Penalty Fees:

Late Payment Fee:

$15⁴⁵

⁴⁵ $15 on balances up to $100; $29 on balances of $100 up to $250; and $39 on balances of $250 and over.