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Citibank
Citi® Gold /AAdvantage® World MasterCard®

Citi® Gold /AAdvantage® World MasterCard®
Low APR on Purchases Variable APR on purchases, currently 14.99%
Extra Bonus Miles 15,000 AAdvantage® bonus miles after you make $750 in purchases within 4 months
Earn Air Miles Earn 1 Mile for every $1 you spend on eligible purchases
Earn Air Miles Up to 60,000 miles per year
Free Rewards Program Free Rewards Program
No Setup Fee No Setup Fee
Unlimited Rewards Miles will never expire
Credit card RATES
Purchases:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

14.99%

Default APR:

28.99%

Minimum Grace Period:

20 days

Minimum Finance
Charge:

$0.50

Balance Transfers:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

n/a

Default APR:

28.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Cash Advances:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

19.99%

Default APR:

28.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Credit card TRANSACTION FEES
Balance Transfer Fees:

Minimum:

$5

Fee Rate:

3%

Maximum:

n/a

Cash Advance Fees:

Minimum:

$5

Fee Rate:

3%

Maximum:

n/a

Foreign Exchange Fees:

Minimum:

n/a

Fee Rate:

3%

Maximum:

n/a

Credit card OTHER FEES
Initial Fees:

Setup Fee:

$0

Maintenance Fees:

Annual Fee:

$073

Penalty Fees:

Late Payment Fee:

$1545

45 $15 on balances up to $100; $29 on balances of $100 up to $250; and $39 on balances of $250 and over.
73 First year fee-free, then $50.
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