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Citibank
CitiBusiness Card® with ThankYou Network®

0% APR on Purchases 0% APR on purchases for 12 months
Extra Bonus Points 10,000 ThankYou® Points after $250 in purchases, redeemable for a $100 gift card
Earn Point Rewards 3 ThankYou Points on eligible business purchases
Earn Point Rewards 1 ThankYou Point for every $1 you spend on other purchases
Without  Annual Fee No Annual fee
Free Rewards Program Free Rewards Program
No Setup Fee No Setup Fee
Credit card RATES
Purchases:

Introductory APR:

0%

Introductory Period:

12 months

Ongoing APR:

9.99%

Default APR:

28.99%

Minimum Grace Period:

20 days

Minimum Finance
Charge:

$0.50

Balance Transfers:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

n/a

Default APR:

28.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Cash Advances:

Introductory APR:

n/a

Introductory Period:

n/a

Ongoing APR:

19.99%

Default APR:

28.99%

Minimum Grace Period:

n/a

Minimum Finance
Charge:

$0.50

Credit card TRANSACTION FEES
Balance Transfer Fees:

Minimum:

$5

Fee Rate:

3%

Maximum:

see terms

Cash Advance Fees:

Minimum:

$5

Fee Rate:

3%

Maximum:

n/a

Foreign Exchange Fees:

Minimum:

n/a

Fee Rate:

3%

Maximum:

n/a

Credit card OTHER FEES
Initial Fees:

Setup Fee:

$0

Maintenance Fees:

Annual Fee:

$0

Penalty Fees:

Late Payment Fee:

$1545

45 $15 on balances up to $100; $29 on balances of $100 up to $250; and $39 on balances of $250 and over.
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