Apply for Credit Card True Earnings® Card from Costco and American Express

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True Earnings® Card from Costco and American Express

		0% Intro APR on Purchases for 3 months
		1.99% Intro APR on Balance Transfers for 6 months
		Earn 3% Cash Back for gasoline
		Earn 3% Cash Back for restaurants
		Earn 2% Cash Back for travel
		Earn 1% Cash Back everywhere else, including Costco
		No Annual Fee

Credit card RATES

Purchases:

Introductory APR:	0%
Introductory Period:	3 months
Ongoing APR:	14.49%
Default APR:	see terms
Minimum Grace Period:	20 days
Minimum Finance Charge:	$0.50

Balance Transfers:

Introductory APR:	1.99%
Introductory Period:	6 months
Ongoing APR:	14.49%
Default APR:	see terms
Minimum Grace Period:	n/a
Minimum Finance Charge:	$0.50

Cash Advances:

Introductory APR:	n/a
Introductory Period:	n/a
Ongoing APR:	see terms
Default APR:	see terms
Minimum Grace Period:	n/a
Minimum Finance Charge:	$0.50

Credit card TRANSACTION FEES

Balance Transfer Fees:

Minimum:	$0¹⁷
Fee Rate:	n/a
Maximum:	n/a

Cash Advance Fees:

Minimum:	$5
Fee Rate:	3%
Maximum:	n/a

Foreign Exchange Fees:

Minimum:	see terms
Fee Rate:	see terms
Maximum:	see terms

Credit card OTHER FEES

Initial Fees:

Setup Fee:

Maintenance Fees:

Annual Fee:

Penalty Fees:

Late Payment Fee:

see terms

¹⁷ There is no balance transfer transaction fee associated with this offer. However, future balance transfers may incur a fee as disclosed at the time of the applicable offer or transaction.